2026 Compare Cities Cost of Living:
Punta Gorda, FL vs Fernandina Beach, FL

Change Cities
Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Punta Gorda?
- Fernandina Beach is 17.7% more expensive than Punta Gorda.

Which city has more affordable housing, Fernandina Beach or Punta Gorda?
- Fernandina Beach housing costs are 40.0% more expensive than Punta Gorda housing costs.

Is Health Care more affordable in Punta Gorda or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 14.5% more in Fernandina Beach.
 Punta Gorda, FLFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries108.1  Unlock100
 Health  Unlock109.6100
 Housing107.6  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities97  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous93.1  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Punta Gorda    15 Reviews

When we were visiting different cities in Florida, we quickly realised that Punta Gorda is the friendliest gulf coast town in south Florida BY FAR! My wife and I bought  More

   |    Reply

I haven't lived in Punta Gorda, so I'm not sure about every nook and cranny of the place, however I did visit for about a month during the winter and about another 2  More

   |    Reply

Over 9 years ago

We have lived here for six years and enjoy it very much. One gets used to the summers but they are uncomfortable. The fishing is pretty good - used to be much better.  More

   |    Reply

Start Your Review of Punta Gorda

Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

   |    Reply

Over 6 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

   |    Reply

Over 12 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

   |    Reply

Start Your Review of Fernandina Beach


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.