2026 Compare Cities Cost of Living:
Schertz, TX vs Tracy, CA

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Highlights
Is it cheaper to live in Tracy or is it cheaper to live in Schertz?
- Tracy is 28.0% more expensive than Schertz.

Which city has more affordable housing, Tracy or Schertz?
- Tracy housing costs are 150.5% more expensive than Schertz housing costs.

Is Health Care more affordable in Schertz or is Health Care more affordable in Tracy.
- Health related expenses are 0.7% less in Tracy.
 Schertz, TXTracy, CAUnited States
 Overall  Unlock124.7100
 Food & Groceries92.9  Unlock100
 Health  Unlock100.7100
 Housing91.7  Unlock100
 Median Home Cost  Unlock$752,800$338,100
 Utilities97  Unlock100
 Transportation  Unlock125.9100
 Miscellaneous103.3  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Schertz    4 Reviews

I have only lived in Schertz Two years but im beyond ready to leave this area as soon as my kid graduates. Ill just start by saying that there are NO jobs in the  More

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Over 12 years ago

Agree with you completely Tammy. Ready to move out. But we've been here 14 years, including a 2 year overseas stay. The previous mayor,(Baldwin) turned was a charming  More

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Over 15 years ago

We moved here from Nashville 15 years ago. Some of the things I like are the mild winters, diversity (but that is changing, good prices on housing, no taxes on food,  More

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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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