2025 Compare Cities Cost of Living:
Tracy, CA vs Santa Barbara, CA

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Highlights
Is it cheaper to live in Santa Barbara or is it cheaper to live in Tracy?
- Santa Barbara is 24.1% more expensive than Tracy.

Which city has more affordable housing, Santa Barbara or Tracy?
- Santa Barbara housing costs are 107.5% more expensive than Tracy housing costs.

Is Health Care more affordable in Tracy or is Health Care more affordable in Santa Barbara.
- Health related expenses are 12.4% more in Santa Barbara.
 Tracy, CASanta Barbara, CAUnited States
 Overall  Unlock154.7100
 Food & Groceries107.2  Unlock100
 Health  Unlock113.2100
 Housing229.7  Unlock100
 Median Home Cost  Unlock$1,525,500$338,100
 Utilities110  Unlock100
 Transportation  Unlock97.0100
 Miscellaneous111.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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Reviews for Santa Barbara    51 Reviews

I moved to Santa Barbara around 23 years ago to study at Brooks, which like most of the Santa Barbara that I knew—has been destroyed. Homelessness, drugs, gangs, high  More

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Over 4 years ago

I fell in love with Santa Barbara about thirty years ago and finally moved here a few years ago. Because of the price of homes, it is an expensive place to live. The  More

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If you like high crime, paying a $4,500 a month mortgage and crazy high taxes, this is the place for you. It’s too bad because it wasn’t always like this. When I moved  More

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