2026 Compare Cities Cost of Living:
Charlottesville, VA vs Palatka, FL

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Highlights
Is it cheaper to live in Palatka or is it cheaper to live in Charlottesville?
- Palatka is 22.1% less expensive than Charlottesville.

Which city has more affordable housing, Palatka or Charlottesville?
- Palatka housing costs are 62.7% less expensive than Charlottesville housing costs.

Is Health Care more affordable in Charlottesville or is Health Care more affordable in Palatka.
- Health related expenses are 2.0% more in Palatka.
 Charlottesville, VAPalatka, FLUnited States
 Overall  Unlock81.9100
 Food & Groceries101.3  Unlock100
 Health  Unlock108.5100
 Housing136.9  Unlock100
 Median Home Cost  Unlock$173,400$338,100
 Utilities100  Unlock100
 Transportation  Unlock75.9100
 Miscellaneous142.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Charlottesville    44 Reviews

Over 5 years ago

I have lived in Charlottesville, Albemarle County for 25 years. It USED to be a decent place but in the past 10 years has gone downhill. Rent is TOO high, landlords are  More

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Over 5 years ago

Loved here for 7 years, lots of parks and close proximity to Shenandoah, but that’s where the positives end. High cost of living with extreme income inequality,  More

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Over 5 years ago

Charlottesville resident for 7 years. Plenty of parks, the Rivanna River and trail, and a short drive to Shenandoah National Park means plenty of opportunities for  More

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Reviews for Palatka    3 Reviews

Over 9 years ago

I have a lovely home on the outskirts of NW Palatka Bannerville area about 15 minutes from publix. Our well water (from the aquafier) is fabulous and the last time I  More

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Would love to hear your views on life in  More

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Over 20 years ago

Palatka is growing and will likely grow more in the near future. Although prices have escalated, housing is still less expensive than St. Augustine. Many people will  More

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