2025 Compare Cities Cost of Living:
Chattanooga, TN vs Panama City, FL

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Highlights
Is it cheaper to live in Panama City or is it cheaper to live in Chattanooga?
- Panama City is 6.4% more expensive than Chattanooga.

Which city has more affordable housing, Panama City or Chattanooga?
- Panama City housing costs are 6.7% less expensive than Chattanooga housing costs.

Is Health Care more affordable in Chattanooga or is Health Care more affordable in Panama City.
- Health related expenses are 1.0% less in Panama City.
 Chattanooga, TNPanama City, FLUnited States
 Overall  Unlock95.4100
 Food & Groceries97.0  Unlock100
 Health  Unlock99.1100
 Housing75.0  Unlock100
 Median Home Cost  Unlock$252,800$338,100
 Utilities95  Unlock100
 Transportation  Unlock90.0100
 Miscellaneous102.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Chattanooga    60 Reviews

Over 4 years ago

Moved to Chattanooga from the San Francisco Bay area. It was a hard one but after losing much in the 2017, 2018, 2019 annual wildfire festival of California I got tired  More

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I feel like the crime in Chattanooga gets glossed over in most reviews. Lived here virtually my entire life and I will truly miss the golden sunrises against the  More

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I live in nearby Cleveland TN where I have lived for 20 years. I like to shop and visit Chattanooga as there is a lot to do but they do have a very high crime rate.   More

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Reviews for Panama City    20 Reviews

Over 3 years ago

I moved here from Akron, OH back in 2007 and was expecting a huge city (similar to Miami), nope, I was wrong. It ended up being more like a backwards redneck town more  More

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Over 4 years ago

If you love bars, trailers, isolation, and generic shopping while feeling depressed then this is the place for you. Panama City has alot of shallow people, most red  More

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This review is from a 24 year resident moved from Michigan. When I first moved, I missed the bigger city things like a university, large library, electronics stores, and  More

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