2025 Compare Cities Cost of Living:
Duluth, MN vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Duluth?
- Fernandina Beach is 30.2% more expensive than Duluth.

Which city has more affordable housing, Fernandina Beach or Duluth?
- Fernandina Beach housing costs are 99.2% more expensive than Duluth housing costs.

Is Health Care more affordable in Duluth or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 27.0% more in Fernandina Beach.
 Duluth, MNFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries97.4  Unlock100
 Health  Unlock109.6100
 Housing75.6  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities85  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous102.4  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Duluth    18 Reviews

My husband and I just visited Duluth for our anniversary. We stayed in Canal Park and found the area fun and convenient for travelers. Lots of quaint shops and  More

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Over 4 years ago

It is the worse weather in the U.S. as far as small cities that large. The houses are fare below par. they are old shingle 1920s vintage generally and not normally well  More

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I moved to Duluth fifteen years ago today from Arizona with my (at that time) 3 children, who were 1, 4 and 8. My daughter was born here 2 years later. I have never once  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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