2025 Compare Cities Cost of Living:
Loveland, CO vs Surprise, AZ

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Highlights
Is it cheaper to live in Surprise or is it cheaper to live in Loveland?
- Surprise is 2.3% less expensive than Loveland.

Which city has more affordable housing, Surprise or Loveland?
- Surprise housing costs are 17.3% less expensive than Loveland housing costs.

Is Health Care more affordable in Loveland or is Health Care more affordable in Surprise.
- Health related expenses are 5.7% more in Surprise.
 Loveland, COSurprise, AZUnited States
 Overall  Unlock113.0100
 Food & Groceries99.7  Unlock100
 Health  Unlock92.5100
 Housing148.9  Unlock100
 Median Home Cost  Unlock$413,400$338,100
 Utilities92  Unlock100
 Transportation  Unlock104.5100
 Miscellaneous152.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Loveland    10 Reviews

I have lived in Loveland 40 years. Where to start? It would take all day to really go into detail so I will just say NO NO NO! It was nice once, now it is not,  More

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Loveland CO and Ft Collins are very near one another, and someday the whole place will probably be one big conglomeration! It was ok. My problem was that I never  More

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Over 8 years ago

I have lived here for 20 years and it used to be a quiet, cheap, sparsely populated and nice place to live. It took 10 minutes to go to the bank or drive across town  More

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Reviews for Surprise    52 Reviews

I have lived in Surprise, Az. For the past 21 years. One of the best cities to live in Az. From the police department to maintaining the streets & freeways. One thing I  More

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I am an Arizona native - 55 years - and have lived in Surprise since 2003. I wouldn't live anywhere else! I have watched this place grow and prosper. It is very family  More

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Over 11 years ago

The city of surprise is a beautiful place. It would not be a good place to live however. They have a young eager police force. You are taking a BIG risk driving  More

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