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2024 Compare Cities Cost of Living:
Santa Monica, CA vs San Francisco, CA

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Highlights
Is it cheaper to live in San Francisco or is it cheaper to live in Santa Monica?
- San Francisco is 51.8% more expensive than Santa Monica.

Which city has more affordable housing, San Francisco or Santa Monica?
- San Francisco housing costs are 18.9% less expensive than Santa Monica housing costs.

Is Health Care more affordable in Santa Monica or is Health Care more affordable in San Francisco.
- Health related expenses are 27.4% more in San Francisco.
 Santa Monica, CASan Francisco, CAUnited States
 Overall161.7245.5100
 Food & Groceries111.4116.6100
 Health90.2114.9100
 Housing622.0504.4100
 Median Home Cost$1,656,900$1,237,600$338,100
 Utilities8,080.0%9,750.0%10,000.0%
 Transportation154.8158.2100
 Miscellaneous133.5162.1100

100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Monica    24 Reviews

I moved here to Santa Monica over 10 years ago from Oklahoma City. I was surprised to see that Oklahoma City was ranked higher than Santa Monica on best places. I  More

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I've lived in Santa Monica for over 30 years. It's a Mediterranean climate--sunny and temperate when the rest of the country is under snow! I am walking distance to  More

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I have lived in this city for 4 decades, and it is never been worse than it is now. It is a dangerous disgusting hell hole. Between the crime, the homeless that are not  More

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Reviews for San Francisco    149 Reviews

from a single guy's perspective. let's start this review from 2017. I moved here to be near to my sister who also relocated, and also to attend Cal State East Bay in  More

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I've lived in San Francisco for ten years. I thought I would write a balanced review for people looking to move here. My family is from places like Boise, Atlanta,  More

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I've lived in San Francisco for ten years. I thought I would write a balanced review for people looking to move here. My family is from places like Boise, Atlanta,  More

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ZIPS IN SANTA MONICA, CALIFORNIA
90405 90403 90404 90402 90401
ZIPS IN SAN FRANCISCO, CALIFORNIA
94112, 94110, 94122, 94109, 94116, 94121, 94117, 94134, 94118, 94115, 27 total

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