2026 Compare Cities Cost of Living:
Spearfish, SD vs Georgetown, TX

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Highlights
Is it cheaper to live in Georgetown or is it cheaper to live in Spearfish?
- Georgetown is 25.0% more expensive than Spearfish.

Which city has more affordable housing, Georgetown or Spearfish?
- Georgetown housing costs are 56.5% more expensive than Spearfish housing costs.

Is Health Care more affordable in Spearfish or is Health Care more affordable in Georgetown.
- Health related expenses are 30.6% less in Georgetown.
 Spearfish, SDGeorgetown, TXUnited States
 Overall  Unlock116.9100
 Food & Groceries101.4  Unlock100
 Health  Unlock100.7100
 Housing95.8  Unlock100
 Median Home Cost  Unlock$466,600$338,100
 Utilities93  Unlock100
 Transportation  Unlock113.5100
 Miscellaneous93.4  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Spearfish    4 Reviews

I've been in the black Hills since 1994 and,recently moved to the east side of the state, Sioux Falls to be exact. Spearfish, is a very nice & beautiful community but,  More

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Over 19 years ago

The weather is perfect for outdoor  More

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Over 19 years ago

Spearfish is beautiful but there is very little job opportunity. As a result those people who want to advance in their career should avoid Spearfish. On the other hand  More

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Reviews for Georgetown    17 Reviews

I grew up in old Georgetown (80’s kid here) and it was amazing. I left after high school (college) and lived near San Antonio for a couple years but always came back to  More

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One of the worst places I have ever had the misfortune to live. Quite expensive because of many hidden costs. The phoniest people I have ever met. They pretend Southern  More

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Over 10 years ago

Charming. Not too big and not too small. All conveniences within 5 minutes. Near major highways. Property tax is more reasonable than Travis County (Austin).  More

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