2025 Compare Cities Cost of Living:
Germantown, MD vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Germantown?
- Fernandina Beach is 20.4% less expensive than Germantown.

Which city has more affordable housing, Fernandina Beach or Germantown?
- Fernandina Beach housing costs are 20.5% more expensive than Germantown housing costs.

Is Health Care more affordable in Germantown or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 26.3% more in Fernandina Beach.
 Germantown, MDFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries108.6  Unlock100
 Health  Unlock109.6100
 Housing125.0  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities94  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous146.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Germantown    8 Reviews

When I first moved to Germantown, this city was up and coming. It still felt like the country and the air was breathable and not as much traffic. That was in 2010. In 3  More

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Over 12 years ago

Montgomery County is not a dog friendly place if you own pets. The dog regulations do not favor the dog or dog owner and one should consider Frederick, Howard or Carroll  More

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Over 13 years ago

Everything costs more here because of the proximity to Washington D.C. I came from Long Island, NY where it was also expensive. Since I've been here costs go up, but  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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