2025 Compare Cities Cost of Living:
Naples, FL vs Panama City, FL

Change Cities
Highlights
Is it cheaper to live in Panama City or is it cheaper to live in Naples?
- Panama City is 15.6% less expensive than Naples.

Which city has more affordable housing, Panama City or Naples?
- Panama City housing costs are 48.8% less expensive than Naples housing costs.

Is Health Care more affordable in Naples or is Health Care more affordable in Panama City.
- Health related expenses are 7.1% less in Panama City.
 Naples, FLPanama City, FLUnited States
 Overall  Unlock95.4100
 Food & Groceries117.0  Unlock100
 Health  Unlock99.1100
 Housing136.8  Unlock100
 Median Home Cost  Unlock$252,800$338,100
 Utilities98  Unlock100
 Transportation  Unlock90.0100
 Miscellaneous109.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Naples    71 Reviews

When I moved to Naples a few years ago an average one bedroom apartment cost 1000 a month to rent. Now the average one bedroom apartment is over $2200 and rising  More

   |    Reply

Over 3 years ago

This is a beautiful town. Super clean, green, and people are happy. Cost of living is relative to where you are coming from. Also, depends on the area of Naples. The  More

   |    Reply

Warm weather, nice beaches, some good restaurants, and botanical gardens to check out. Unfortunately, the hospitals are terrible, there is not much to do, and too many  More

   |    Reply

Start Your Review of Naples

Reviews for Panama City    20 Reviews

Over 3 years ago

I moved here from Akron, OH back in 2007 and was expecting a huge city (similar to Miami), nope, I was wrong. It ended up being more like a backwards redneck town more  More

   |    Reply

Over 4 years ago

If you love bars, trailers, isolation, and generic shopping while feeling depressed then this is the place for you. Panama City has alot of shallow people, most red  More

   |    Reply

This review is from a 24 year resident moved from Michigan. When I first moved, I missed the bigger city things like a university, large library, electronics stores, and  More

   |    Reply

Start Your Review of Panama City


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.