2026 Compare Cities Cost of Living:
Fernandina Beach, FL vs Miami, FL

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Highlights
Is it cheaper to live in Miami or is it cheaper to live in Fernandina Beach?
- Miami is 7.8% more expensive than Fernandina Beach.

Which city has more affordable housing, Miami or Fernandina Beach?
- Miami housing costs are 9.4% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Miami.
- Health related expenses are 5.1% less in Miami.
 Fernandina Beach, FLMiami, FLUnited States
 Overall  Unlock118.9100
 Food & Groceries105.7  Unlock100
 Health  Unlock104.0100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$524,600$338,100
 Utilities105  Unlock100
 Transportation  Unlock144.5100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 6 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 12 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Miami    189 Reviews

Over 2 years ago

Great vacation spot with the best clubs and food. Wynwood and the Miami Design District are the best, just be careful at night. Area tends to jack prices up around  More

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Miami is rapidly devolving into a filthy, crime ridden, unattractive extension of Central America and South America. The population is a bunch of rude entitled dependent  More

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Beautiful place, well into the late 20th Century ... clean, safe, fun, peaceful. Started seeing elements of crap, just a tiny bit, back around 1980. Now what changed  More

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